| Feature | Offline (Branch Using Form) | Online (Net/Mobile Banking) | | :--- | :--- | :--- | | | Requires visiting branch during working hours | Can be done 24x7 from anywhere | | Charges | May be levied by the bank as per slabs | Generally Zero (as per RBI directive) | | Processing Time | Can take a few hours | Can be instantaneous (NEFT) or real-time (RTGS) | | Beneficiary Addition | Not required; just provide their details on the form | Must be added and activated (can take a few hours) | | Requirement | No internet or smartphone needed | Requires active net banking or mobile banking |
Write the complete account number of the receiver. Enter it twice if the form requires re-confirmation to avoid transcription errors. Step 4: Amount and Charges
Entering the wrong IFSC code can lead to delays or the money being sent to the wrong bank.
The 15-digit or 16-digit UBI account number. union bank of india neft rtgs form pdf download exclusive
: Input your 15-digit Union Bank account number.
Your name, account number to be debited, mobile number, and PAN (mandatory for high-value transfers) .
(Link points to the official Union Bank of India document portal) NEFT vs. RTGS: Quick Comparison | Feature | Offline (Branch Using Form) |
This is the most critical section. Errors here can lead to transaction failures.
Enter the name of the destination bank and the specific branch location.
Provide your full name and complete address as per bank records. The 15-digit or 16-digit UBI account number
Write the numeric value of the transfer (e.g., ₹2,50,000).
This service is designed for high-value transactions. The minimum remittance amount is ₹2 Lakhs, and there is no upper ceiling limit. Transactions are processed in real-time on an individual basis, making it the fastest method for large fund transfers.
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This is the main section retained by the branch. It contains all critical execution details, including account numbers, branch codes, and customer signatures. Step-by-Step Guide to Fill the UBI NEFT/RTGS Form